KEIGHLEY, England, July 16 /PRNewswire/ --     A marketing expert who spends his days helping people save money on
internet purchases has released a comprehensive consumer guide to beating the
credit crunch.

Nadeem Azam has researched the 101 best ways to avoid the spiralling cost
of fuel and food bills.

He has released the tips to the half a million shoppers who use his
froggybank.co.uk network, which is the UK's largest network of consumer 
loyalty cashback websites.

The 101 tips are spread between getting your finances in order; saving
money at home; in your car; when shopping; during leisure time; and when
spending money on your children. The tips can be viewed at:
http://www.froggybank.co.uk/news/101-tips-to-survive-the-credit-crunch/

Tips include:
    
    - How to find deals to see the latest films for free
    - Reducing fuel and utility bills in the car and house
    - Reducing energy used when boiling water
    - Using own brands or DIY solutions to reduce cleaning bills



Nadeem said: "Everyone is suffering in some way at the moment from the
credit crunch, with many people having less money in their pockets.

"We've noticed a huge change in the way our members have been using the
froggybank.co.uk network of cashback sites. 12 months ago they would use the
sites to get cashback mostly on big purchases of insurance or electrical
equipment.

"Now we are seeing members log on to get cashback on every single
purchase they make online. They are doing whatever it takes to save money."

The network consists of 180 websites led by froggybank.co.uk, the UK's
first and only green 100% cashback site.

Shoppers log onto a cashback site before making online purchases from
major retailers as normal. The referral fee paid by the retailer to the
cashback site is returned to the shopper.

It's estimated there are more than 20 million online shoppers who are yet
to discover cashback and get back up to 100% of the middleman's fee on all
their online shopping.

froggybank.co.uk has committed to work with PURE the Clean Planet Trust,
to offset one million tons of carbon by 2012. That's equivalent to the annual
emissions of 180,000 average UK homes.

100% of the cashback paid by retailers can be turned into charitable
donations that will support PURE. Shoppers can alternatively give the money
to another charity, or keep some or all of it for themselves.

Notes To Editors
    
    - For any further information or interviews please contact Paul Green on
      +44(0)8452-303049, or email press@publicityheaven.com .
    
    - You can find more information at http://www.froggybank.co.uk/press
    
    - froggybank's carbon offsets are provided by certified and verified
      carbon credit providers including PURE the Clean Planet Trust
    
    - froggybank.co.uk is owned by eDeals UK Ltd, the biggest operator of
      consumer loyalty websites in the UK. The company operates 180 websites
      supported by 44 staff.