LONDON, June 12 /PRNewswire/ --

- Partnership With Welcome Real-time Announced

Barclaycard, a leading payment provider in the UK, has announced that it
has taken a step forward with its plan to introduce a retailer rewards scheme
by signing an agreement with Welcome Real-time to provide the scheme's IT
infrastructure.

Welcome Real-time will work with Barclaycard to develop the software that
will enable Barclaycard customers to benefit from a retailer rewards scheme
that is expected to encompass retailers ranging from sole traders to major
high street names.

Dan Salmons, Director of Payment Innovations at Barclaycard said
"Barclaycard is committed to making life easier for its customers, both
consumers and retailers, and this scheme will enable up to ten million of our
card holders to be rewarded when using their Barclaycard to purchase goods
and services with retailers participating in the scheme."

"Barclaycard has close to 90,000 retailer relationships, many of which we
expect to participate in the programme, and we believe this scheme will
change the way people shop in the UK. That is why we are partnering with a
world-leading loyalty solutions provider to ensure that we develop a simple,
hassle-free rewards scheme that will truly benefit our customers."

Welcome Real-time is the global loyalty solutions provider for banks and
retailers of all sizes and is headquartered in France.

Francois Dutray, CEO of Welcome Real-time, said of the announcement "We
are delighted to be working with Barclaycard in the UK to develop a rewards
scheme that will make a huge impact on the British high street. It is a great
opportunity to develop a scheme with the potential for millions of customers
and many retailers in the UK, whether large or small."

Barclaycard will make further announcements about the development of the
rewards scheme in the coming months.

Notes to Editors

About Barclaycard

Barclaycard, part of Barclays Global and Retail Commercial
Banking division, is a leading global payment business that helps consumers,
retailers and businesses to make and accept payments flexibly, and to access
short-term credit when needed.

The company is one of the pioneers of new forms of payments
and is at the forefront of developing viable contactless and mobile payment
schemes for today and cutting-edge forms of payment for the future. It also
issues credit and charge cards to corporate customers and the UK Government.
Barclaycard partners with a wide range of organisations across the globe to
offer their customers or members payment options and credit.

In addition to the UK, Barclaycard operates in the United
States, Europe, Africa and the Middle and Far East.

Key facts published in February 2009:

Number of UK customers: 11.7m

Number of International customers: 11.6m

Number of retailer/merchant relationships: 89,000

About Welcome Real-time

Welcome Real-time (Welcome) is a global loyalty solutions
provider in the payment integrated value-added service space. Today, as the
leading loyalty solutions provider to Fortune 500 banks, Welcome Real-time's
award-winning XLS solution transforms the way banks and retailers design card
loyalty and promotional marketing programs.

Through a combination of Welcome's innovative technology,
global consulting and professional services, banks and retailers of all sizes
can execute truly consumer-behavioral-based card loyalty and reward
decisions. This provides greater convenience and value for their customers,
resulting in an increase in their business.

Welcome Real-time is headquartered in Aix-en-Provence, France.
More information about Welcome Real-time can be found at 
http://www.welcome-rt.com.